A.V. Govinda Raju — Health Insurance Advisor & Agent, LIC of India
RGIS — Ramani Govindam Insurance Services — is built around one advisor: A.V. Govinda Raju, based in Srinivasa Nagar, Kancharapalem, Visakhapatnam. What started as an LIC agency in 2011 grew into a full health and life insurance practice once Star Health & Allied Insurance was added to the fold in 2020.
Clients don't get passed between departments here. The person who explains a Jeevan Umang maturity benefit is the same person who helps file a Star Health hospitalisation claim — which means fewer repeated explanations and faster answers when it matters.
Timeline
Began advising families in Visakhapatnam on whole-life and endowment plans, building a client base largely through referrals and long-standing relationships.
Became an authorised advisor for Star Health & Allied Insurance, extending RGIS into hospitalisation and family floater health cover.
RGIS now supports existing policyholders with renewals and claims, and helps new clients compare Star Health and LIC plans side by side.
No pressure, no forms to fill in before you're ready — just a conversation.
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